Yaerd.org-  Your Advice & Education for Realty Development
investment real estate home pageAbout Yaerd.org's database of preconstruction real estate adviceInvestment Real Estate GroupsView Pre-Construction Properties in Florida, Las Vegas, Biloxi Mississippi and SnowshoeContact Us Investment Hotline
Yaerd has teamed up with Keller Williams agent Jason Stewart to offer Alabama homes for sale and property listings. With hundreds of properties available in Mobile, Alabama and all over the state, YAERD approves Jason Stewart of Keller Williams as a trusted partner for Alabama real estate.

YAERD.org Approved Partner

Jason Stewart

(251) 366-6428
Email Jason Stewart Directly

" Jason Stewart, Keller Williams Realty -- Alabama Realtor "
Investment Opportunities
   
Investment Real Estate Group
Investment Groups & Clubs
Learn how to leverage the power of one of the largest FREE RE Investment Clubs.
Assured Income Plays
Assured Income Plays
Turn Key & Hassle Free Opportunities. Built in property management & unique incentives
No Money Down Projects
Vulture Real Estate
"Buy low sell high!" The YAERD.org Vulture Play takes advantage of this approach to real estate investing!
GO Zone Investing
#1 Emerging Market in the U.S.! Best Tax Shelter in history! GO Zone Preconstruction Investment

   
More Information
Mosaic Houston Condos in Houston TX
   
Real Estate Resources
   
Interactive Map
Interactive Map
Search properties, realtors and financing by location through our interactive map.
Investment Real estate forum.
Real Estate Forum
Discuss investment strategy and pose questions to other investors.
Where to Invest
Location, location, location... Advice on where to put your money.
Investment Real Estate Tips and Advice
Investment Real Estate
Tips on where, how, and through who you should purchase investment real estate.

Florida Investment Real Estate Properties
Las Vegas Investment Real Estate Properties

Sign up for our Newsletter.

Get the latest news, info, and facts on investment, commercial, and pre construction real estate market delivered to your email.


Email:
Name:

Featured Investment Real Estate

Biloxi, Mississippi

Vue Crescente in Biloxi Mississippi
 
Central America
Villa Tamarindo Condos
Diamonte Del Sol Condos
Los Suenos Condos
Nativa Resort & Condos
Pacifico Colonial Condos
Pacific Sun Condos
Tres Regalos Condos
Tropica Sands Condos
Hermosa Place Condos
Hacienda Pinilla Beach Resort
Del Pacifo Condominiums
Cabo Caletas
Tesoro Condos
St. Regis Residences

 
Chicago, Illinois
The Columbian Condos

Dallas, Texas

Topaz Townhomes

Daytona Beach, Florida
Marina Grande


Fort Lauderdale, Florida
Pelican Grand Beach Resort
The Trump International Towers
Icon Las Olas Ft. Lauderdale
Villas by the Sea
Trump Las Olas Beach Resort
Georgetown Townhomes Florida

Hernando County, Florida
Hernando County

Houston, Texas

2400 McCue Condominiums
Mosaic Condominiums

Florida Keys
Cheeca Lodge and Spa

Las Vegas, Nevada
Sullivan Square Las Vegas
Pinnacle Las Vegas
The Cosmopolitan
Las Ramblas
The MGM Grand
Red Rock Las Vegas

Mexico
Puerto Los Cabos
Pedregal de Cabo San Lucas
Tortuga Bay
Las Mananitas Condos

Myrtle Beach, South Carolina
North Beach Plantation

Orlando, Florida
The Blue Rose
Bridgeford Crossing
Chelseas Landing
Elegante at Lake Buena Vista
Orlando CityPlace
The Palazzo del Lago
The Regency Suites Resort Hotel and Condominium
The Royal World Centre
San Marco Resort
The Village of Imagine
WorldQuest Resort

Palm Beach County

Village at Swinton Square in Delray Beach
Monterey Bay Luxury Townhomes
Pineapple Grove Village

Panama City, Florida
Cabana Cay Resort Property
Seclusion Bay
Shores of Panama
The Village at Grand Lagoon
Wimbledon by the Sea

Snowshoe, West Virginia
The Soaring Eagle Lodge

Tampa Bay, Florida
New Port - The Marina Tower II

Tempe, Arizona
The Centerpoint Condominiums


Real Estate Properties For Sale

Aventura, Florida
Alaqua in Aventura
Da Vinci On the Ocean

Bay Harbor, Florida
The Villas at Bay Harbor

Biloxi, Mississippi
Shores of Paradise

Coconut Grove, Florida
Lofts at Mayfair

Fort Lauderdale, Florida
Atlantic Village Hotel
Avenue Lofts
Mediterranean Village

Las Vegas, Nevada
The Allure Las Vegas

Miami, Florida
Apogee Hotel
Artecity Condotel
Cima Condos Miami
Cynergi
The EuroSuites in Doral
The Gables Marquis
Mint at Riverfront
Opera Tower Miami
Paramount Bay Condos
Puerta De Palmas
Reflections On the River
Solis Condos in Sunny Isles

Orlando, Florida
Bella Casa Resort

Panama City, Florida
Mirabella Shores in Panama City

Tampa Bay, Florida
Belmont Community in Zephyrhills
Preserve at Temple Terrace

Titusville, Florida

Bay Tower Condos

Mobile Alabama Realtor - Jason Stewart
YAERD Approved Partner for Real Estate In Mobile AL


Jason Stewart, a real estate agent with Keller Williams Realty in Mobile, AL (Alabama) provides professional real estate brokerage services for Mobile and Baldwin Counties.

As a residential home sales specialist, Jason can help you buy or sell:

  • resale homes
  • new construction (new homes)
  • land
  • subdivision lots
  • waterfront homes
  • waterfront lots
  • pre-construction
  • condominiums
  • duplexes
  • resort community homes
  • beach front property

His business is guided by two principles:

  • Home sales should be easy and profitable for the seller.

    If you have a home that you wish to sell, let him take the headache out of the process. As an effective advertiser, a strong negotiator, and a member of both Mobile County and Baldwin County Multiple Listing Services (MLS double-exposure), Jason will make it happen for you.

    His superior service will deliver superior results.

  • Home buyers should receive service from their agent.

    If you are still thumbing through home magazines and juggling the numbers of a dozen different home owners and real estate agents, you are indirectly paying for a service that you are not getting.

    As a member of two MLS systems on Alabama's Gulf Coast, Jason can help you buy properties listed by any brokerage in Mobile County or Baldwin County. He will also make sure that you have information on homes for sale that match your criteria--as soon as they hit the market. When it is time to make an offer, he will provide you with up-to-date comparable home sales data to help you negotiate with confidence.

    Let Jason show you how easy buying a home can be.

Contact YAERD's Approved Partner in Alabama

Jason Stewart
(251) 366-6428

Email Jason Stewart Directly

- OR -
For more information on Jason Stewart's real estate properties, fill out the information below and you will be contacted shortly.

Email:
Name:
Phone Number:
Comments:

Service Areas

  • Mobile, AL (Alabama)
  • West Mobile, AL (Alabama)
  • Daphne, AL (Alabama)
  • Spanish Fort, AL (Alabama)
  • Fairhope, AL (Alabama)
  • Semmes, AL (Alabama)
  • Saraland, AL (Alabama)
  • Dauphin Island, AL (Alabama)
  • Foley, AL (Alabama)
  • Loxley, AL (Alabama)
  • Theodore, AL (Alabama)
  • Orange Beach, AL (Alabama)
  • Gulf Shores, AL (Alabama)
  • Grand Bay, AL (Alabama)
  • Wilmer, AL (Alabama)
  • Bay Minette, AL (Alabama)
  • Satsuma, AL (Alabama)

About Jason

Jason enjoys helping people find homes that suit their lifestyle. He also provides the same level of first-class home selling service to home owners who need to sell homes that they have since outgrown.

By leveraging his formidable computer skills (Degree in Computer Engineering + Years of Commercial Software Development Experience), Jason harnesses the full power of the internet to:

  • quickly sell his clients' homes for top dollar through extensive internet exposure
  • keep his buyers well informed of suitable homes as soon as they hit the market
  • automate menial tasks so he will have more time to assist you personally

As a life-long resident of Alabama's Gulf Coast, Jason is very familiar with both Mobile and Baldwin Counties. When it comes to subdivisions, restaurants, shopping, attractions, and things to do, Jason can give you the lowdown from memory.

He represents sellers and buyers with the purchase and sale of residential, commercial, and multi-family properties. Whether it is new construction, pre-construction, beach front condominiums, resale, resort communities, land, or golf getaways--if you can live in it, Jason can help.

Selling A Home

Pricing

Correct pricing is a critical precondition for a successful sale. To quickly achieve a sale at an ideal sales price, we will need evidence to support the asking price.

It may be wise to have the home professionally appraised. This will cost anywhere from $250 to $400, but it could be money well spent. An appraisal can help you sell faster by making interested buyers feel a little more comfortable about accepting your price.

If you would like to save yourself the expense of a professional appraisal, you can request a home value market analysis from a real estate agent. A home value market analysis is an estimate of your home's current value based on recent sales data made available by the local Board of REALTORS®.

To request a home value market analysis, call Jason at (251) 366-6428, or send him your request via e-mail to jstewart@housinghangout.com.

"For Sale By Owner" (FSBO) Follies

One caveat to the aforementioned approach is that a home value market analysis may have to be adjusted down on a "for sale by owner" sale. This is because the home value market analysis is based solely upon sales made by REALTORS® which, on average, sell for 15% more than the typical FSBO sale.

Why 15%?

  • Since no agent commission is being paid, a purchaser who shops "For Sale By Owner" properties is probably doing so with the expectation of a considerable discount.
  • Real estate agents have advertising opportunities available to them which are more cost effective than those available to the general public.
  • The extensive market exposure that a real estate agent provides translates into more showings and a higher probability of finding a buyer who is ready, willing, and able to purchase your home at full price.
  • An agent has more experience pricing homes, dealing with buyers, negotiating contracts, and closing sales than most sellers do (including sellers who have sold homes before).

If a REALTOR® charges a commission of 6%, and he earns 15% more money for you on the home sale than you would have gotten on your own, you will net more money by having the professional do the work for you.
FSBO The sales price you could achieve on your own. What you should net on your own.
REAL = 1.15 x 0.94 x FSBO
(15% increase + [6% reduction (100% - 6% = 94%)])
What you should net using a REALTOR®.
REAL = 1.081 x FSBO The REALTOR® helps you net 8.1% more money in the average case.

Closing the Sale

We have found a buyer for your home who is willing, ready, and able, and we have an accepted contract in our hands. Is is over yet? Not really.

For mortgage and title purposes, a few things need to be done before the closing can take place. In the best of circumstances, the following items can be resolved in a couple days. In more complicated situations, it can take much longer.

  • Alabama Wood Infestation Report - $90

    This report, required by state law for any residential sale, is ordered by the seller at his own expense and is furnished to the buyer at closing. The wood infestation report is neither a bond nor a warranty. It is simply an inspection of visibly accessible areas for wood destroying organisms. Infested parts of the dwelling will have to be treated before the sale can close.

  • Appraisal - Buyer's Expense

    A licensed appraiser is sent by the buyer's mortgage company to appraise your home prior to loan origination. The home must appraise for at least the buyer's loan amount since the home serves as collateral for the loan.

    If the home does not appraise for the sale price, the price can be re-negotiated down to the appraised value so that the mortgage can go through. If that is not acceptable, the contract can be voided through a mutual release, and you can attempt to sell the home for a price above the appraised value to a cash buyer (who is not governed by the appraisal since he is using his own money instead of the bank's).

  • Title Search

    To ensure that clear title is conveyed to the buyer at closing, the title company performs a title search for any existing liens, judgments, claims, or bankruptcies affecting the property.

    If there are any tax liens, mechanics liens, mortgage liens, or any other liens on the property, those liens will have to be fully paid at or prior to closing.

    When selling a home that is part of a bankruptcy estate, you will need permission from the bankruptcy court before the sale can close. Make sure that you have acquired this permission prior to putting your home on the market.

Buying A Home

The Advantages of Home Ownership

If your credit is good, and you plan to stay in an area for more than a few years, buying a home may be the best decision you ever make.

Home ownership provides the following advantages:

  • Fixed Principal and Interest Payments
    Unlike rent, principal and interest payments on most mortgages are fixed. Increases in your monthly payment will be limited to taxes and homeowner's insurance.
  • Private Ownership
    When you buy, your home is truly yours. Decorate, re-model, landscape, and improve as you wish.
  • Equity Build-Up
    As you make payments, you build equity in your home that can be borrowed against.
  • Tax Savings
    The interest portion of your mortgage payment is tax deductible. You can deduct this interest from your taxable income. This should lower your tax liability.
  • Appreciation
    A home is more than just a place to live. It is an investment. When it comes time to sell your home, in many circumstances you may realize a positive return on your investment.

Credit and Your New Home

To obtain a sufficient mortgage on favorable terms, you will need good credit up to close of sale.

To accomplish this:

  • Maintain a history of timely payments and low balances on all accounts.
  • Avoid any large financed purchases prior to buying a home (auto loans and such).
  • Pay all bills on time.
  • Resolve any outstanding judgments, liens, bankruptcies, or unpaid bills. For each item resolved, request a letter from the other party stating their acknowledgement that the issue has been resolved.
  • If you have recently divorced, make sure that any joint accounts which still bear your name are not in default.
  • Do not pull your credit score excessively. This can lower it.
  • Beware of companies that claim to clean credit overnight for a fee. It is a lengthy process, regardless of who does it.

Obtaining a Mortgage

To find out how much you can comfortably spend on a home, get pre-qualified by a mortgage lender.

The benefits of getting pre-qualified:

  • It gives you a better idea of what you can afford.
  • It strengthens your bargaining position in the multiple-offer situations that come up frequently in seller's markets.
  • It gives you an opportunity to "lock-in" your interest rate. This could save you thousands if rates increase before you buy. Even if rates decrease, you can still get approved at the lower interest rate.

Budgeting Ahead of Time

Traditional forms of home financing require a down payment of three to five percent of the purchase price. Many mortgage companies offer zero down payment loans with terms less favorable than those of traditional loans. The Alabama Housing Finance Authority offers down-payment assistance programs to qualified buyers.

To buy a home, you will need to budget for the following items:

  • $350 Home Inspection Fee (if you choose to have one done)
  • $50 Credit Report Fee (required by mortgage lender at time of loan application)
  • $375 Appraisal Fee (required by mortgage lender)
  • Down Payment (Percentage of Purchase Price):
    • 5% for Conventional financing
    • 3% for FHA financing
    • 0% for VA financing or a non-conforming loan

Do not spend your last dime to buy a home. Homes periodically need maintenance, so keep enough cash in reserve to fix small problems before they become big ones.

Relocation Services

If you plan on relocating to South Alabama (AL), Jason would like to help.

He will provide you with information on areas, cities, homes, lots, neighborhoods, prices, restaurants, attractions, and anything else that you would like to know.

Call him at (251) 366-6428 or send an e-mail request to jstewart@housinghangout.com for a consultation or a free relocation package

 

Like this page? Email it to a friend.
Your Name: Your Email:
Friend's Name: Friend's Email:
The information obtained in this form will only be used to notify the recipient of sender's identity.


Mobile AL Properties for sale

Cities in Alabama Where Jason Stewart offers real estate
:

  • Fairhope, AL (Alabama)
  • Semmes, AL (Alabama)
  • Wilmer, AL (Alabama)
  • Bay Minette, AL (Alabama)
  • Satsuma, AL (Alabama)
  • Saraland, AL (Alabama)
  • Dauphin Island, AL (Alabama)
  • Foley, AL (Alabama)
  • Mobile, AL (Alabama)
  • Grand Bay, AL (Alabama)
  • Wilmer, AL (Alabama)
  • Bay Minette, AL (Alabama)
  • Satsuma, AL (Alabama)
  • West Mobile, AL (Alabama)
  • Daphne, AL (Alabama)
  • Spanish Fort, AL (Alabama)
  • Loxley, AL (Alabama)
  • Theodore, AL (Alabama)
  • Orange Beach, AL (Alabama)
  • Gulf Shores, AL (Alabama)

Alabama Realtor - Equal Housing Opportunities

Our Lake County Realtors are knowledgeable about the history of the property you want:
* Saraland, AL commercial real estate
* South AL Waterfront real
estate
* Daphne homes for sale
* Mobile realtor
* South Mobile properties
* Alabama waterfront properties

* Semmes real estate
* Daphne real estate agents
* Fairhope real estate
* Foley realtors
* Alabama real estate listings

Jason Stewart imparts his vast knowledge of the Alabama real estate market:
* Alabama home sales
* Alabama relocation
* West Mobile homes for sale
* AL real estate MLS listings
* Alabama real estate for sale by owner

Jason Stewart of Keller Williams realty can help you sell your property anywhere in Alabama:
* West Mobile realtors
* Saraland home sales
* Foley homes for sale
* Fairhope homes for sale by owner
* Mobile relocation
* Daphne home sales
* Alabama MLS listings

Jason Stewart can help you buy or sell all types of Alabama property:

  • resale homes
  • new construction (new homes)
  • land
  • subdivision lots
  • waterfront homes
  • waterfront lots
  • pre-construction
  • condominiums
  • duplexes
  • resort community homes
  • beach front property



 
 
Preconstruction Real Estate  |  Real Estate Advice  |  Commercial By State  |  Commercial By City   |  YAERD.org Guides
Investment Groups  |  Florida by Location   |  Florida Real Estate Advice  |  Other Investment Locations   |  Orlando Real Estate
Arizona Real Estate  |  Miami, Ocala, & Jacksonville  |  Investment Advice   |  Commercial Advice  |  Mexico Real Estate
Central & South America  |  YAERD.org Approved Partners  |  Resources  |  Investment Advice By State  |  Property By Location
Real Estate Internet Marketing  |  Pittsburgh Internet Marketing  |  Pittsburgh Web Design

Yaerd.org Trusted Partners


 
Douglas County Colorado Mortgages
Fresno CA Mortgages and Home Loans
Los Angeles Mortgages & Home Loans
New Castle Delaware Mortgage Finance Loans
Santa Barbara Home Loans & Mortgages
Ventura California Home Loan & Mortgage Ada Boise Idaho Real Estate for Sale
Anne Arundel Maryland Real Estate
Bernalillo Real Estate Albuquerque Realtor
Buy & Sell Houses Fast in Los Angeles
Calvert Maryland Real Estate
Cape Cod Real Estate For Sale
Charles County Maryland Real Estate
Charlotte NC Foreclosure Homes For Sale
Collin County Texas Real Estate For Sale
Cook County Homes For Sale in Chicago
DuPage Real Estate in Illinois
Eugene & Springfield OR Home Financing
Fulton County & Atlanta Real Estate
Lake County Illinois Homes For Sale
Maricopa County, Phoenix Houses for Sale
Marietta & Cobb County GA Realtor
Orlando Refinancing and Debt Consolidation
Wyoming Land For Sale
Middle Tennessee Real Estate TN Realtor
Mobile Alabama Real Estate & Homes
Orange County Business Loans
Peachtree City Real Estate
Prince Georges Maryland Real Estate
Ramsey Minnesota Realtor Houses For Sale
Riverside CA Houses Buy & Sell Fast
Sell Houses Fast in San Bernardino
Sell Your House in El Paso Texas
St. Mary's County Maryland Real Estate
Summit Ohio Ugly Homes For Sale
Phoenix and Scottsdale AZ Home Refinancing

Yaerd.org © 1999- 2006 |  Site Info: Home    |    About Yaerd    |    Terms and Conditions of Use    |    Preconstruction News Letter    |   Drinking and Driving

Whether you're looking for investment real estate listings, searches, properties, agents, brokers or financing YAERD is the right choice for you!