New Castle County, Delaware Mortgage Loans, Home Equity Loans, and Real Estate Financing
My name is Robert Delgado also known as “ The Peoples Mortgage Consultant” do to the service I give to the people. I believe in cultivating a relationship that is based on core values. I hold those core values to be trust, duty, honesty, integrity, and great service. I am going to asses your situation, and goals, then map out a plan to put you in your dream home as fast and securely as possible. I am a mortgage professional so I am able to handle a variety of loans from conventional to non-conforming loans. I package mortgages in Delaware and Pennsylvania. Contact me today to get the best mortgage for you or if you have any questions about mortgages.
Just fill out the form below and I'll be in touch with you shortly. Or contact me directly:
302-750-8287
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- New Castle County Real Estate Loan
- Middletown No Documentation Loans
- New Castle County Delaware Home Financing
- Wilmington Delaware Home Financing
- New Castle County Real Estate Financing
- Wilmington Home Lending
New Castle County No Documentation Loans
- Newark Delaware New Construction Loan
- Middletown Refinance
- New Castle County, DE Stated Income Mortgage Lender
- Wilmington Refinance
- New Castle County Delaware Refinance
- Newark Real Estate Loan
- Middletown Home Lending
You can trust that you and your family's best interests in mind throughout the entire loans process. You can trust I will walk you through the loan and make it as effortless as possible. You can trust I am going to put my best foot forward every step of the mortgage.
I am going to my job as mortgage professional. I am going to get you right type of mortgage. Every “i” will be dotted every “T” will be crossed. You will come to the closing table knowing what to expect, and leave with your keys.
I am a straight forward business professional. My bottom line if to do what it takes to get you and your family nestled into your new home. I am going to give you all the qualifications you need to receive a particular loan and an accurate good faith estimate. I will give you your best options available to meet your mortgage needs
I am a man of my word. So if I said it, I am going to make it happen for you.
Service is what sets me apart form everyone else. The loan process can seen to be a difficult and complicated journey. But I am always there to answer any questions and keep your eyes on the rewards ahead.
- New Construction Loans
- No Documentation Loans
- No Ratio Loans
- No Income Loans
- Stated Income loans
- Jumbo Loans
- Adjustable Rate Mortgage (ARM)
- Interest Only loans
- Refinancing
- Pay Option Mortgage
- Chapter 13 Financing
- Less than perfect credit
- & Much More!!!
“The Peoples’ Mortgage Consultant”
My name is Robert Delgado, I am a mortgage consultant with Central Fidelity Mortgage, and my mission is to finance the home of your dreams. Allow me to put my knowledge to work for you. I will put together a plan to take you from pre-approval to the closing table as effortlessly as possible. I work with people with numerous situations and circumstances, but my dedication to finding the best mortgage for each client remains the same and has earned me the title “The Peoples’ Mortgage Consultant”. My dedication to service and integrity is matched by none. I will give you the right mortgage .
- Newark No Documentation Loans
- Middletown Delaware Stated Income
- Mortgage Lender & Home Equity Loans
- Wilmington Investment Property Finance
- Middletown, DE New Construction Loan
- Newark, DE Mortgage Loans
- Newark, DE Home Equity Loans
- Middletown Delaware Mortgage Loans
- Wilmington, DE New Construction Loan
- New Castle County Mortgage Loans
- Newark Delaware First Time Home Buyer Loans
- Middletown, DE Real Estate Financing
- Wilmington, DE Mortgage Loans
- Newark, DE Refinance
- Wilmington Delaware Real Estate Loan
- New Castle County Delaware First Time Home Buyer Loans
& Home Equity Loans
No mortgage loan is ever the same. There is no cookie cutter formula for going through the mortgage process. Every loan must be tailored like a good suit to meet the under writer needs. Like a good suit, the arms, waist , and length, is groomed to fit only you. My job is to tailor the loan to you, so you Have a mortgage that accommodates your life style and a home you and your family loves.
Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Make all information as accurate as possible. The loan application gives me the criteria to know what kind of loan I can get for you.
2. If you are salaried: provide W-2's for the previous two years and one month of pay stubs. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. This will allow me to accurately very income and provide an affordable mortgage
4.If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.
3.To speed up the approval process, provide bank statements for the most recent three months, and recent statements for stock, mutual funds and IRA/401K accounts.
6.If you are requesting a cash out refinance, provide a letter explaining how you will use the proceeds.
5.If applicable, provide a copy of your divorce decree and settlement agreement.
7. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa. There are mortgages available for non-permanent residents.
9.If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors
8. If you are applying for a home equity line of credit or loan (second loan), also include your first mortgage note.
Do not provide any original copies, send in all duplicates.
- Newark Investment Property Finance
- Middletown Delaware Home Financing
- Wilmington Stated Income Mortgage Lender
- Newark Delaware Real Estate Financing
- Newark Stated Income Mortgage Lender
- Wilmington First Time Home Buyer Loans
- New Castle County Investment Property Finance
- Wilmington, DE Real Estate Financing
- New Castle County, DE New Construction Loan
- Middletown Delaware Real Estate Loan & Home Equity Loans
- Newark Delaware Home Lending
- Middletown, DE First Time Home Buyer Loans
- Wilmington Delaware No Documentation Loans
- Newark Home Financing
- New Castle County Home Lending
- Middletown Investment Property Finance
- New Castle Home Equity Loans
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