Exclusive Little Rock Investment Opportunity

YAERD.org has negotiated a great real estate investment opportunity that is able to offer positive cash flow, with little money out of your pocket. In a difficult financing market, investor properties have gone to a minimum of 20% down in most cases.

The days of 100% investor financing are over and probably will be for a very long time, if it ever does comes back. This means that only investors who have a large bankroll are able to take advantage of good deals that are out there right now.

YAERD.orghas spent months putting this unique project together, as it is tailored to the investor. Most single family homes right now will require a 20% down payment, as mentioned above. Let's take for example this Little Rock deal.

The average appraisal between the different floor plans offered in this development comes in at $152,000. This would mean, that you would need to come up with $30,400 for just your down payment. By the time you added closing costs and pre paids, your total out of pocket cost would be well over $35,000! This is difficult for a lot of investors to come up with in harder economic times. We are able to offer this investment for LESS THAN $5,000 TOTAL!!!

Slower real estate markets are ideal for investors. The key is to choose properties that are not losing their value and pay for themselves.

YAERD.org has negotiated for our investors to have a guaranteed 20% walk in equity. No matter what the pre-construction appraisal comes in at, you get to construct a single family home at 80% of that value. What does this mean? This means that you get a quality new construction single family home that cash flows, while you pay only the closing costs! NO Down payment and NO Mortgage Insurance.

What are the exact steps for you to capitalize on this opportunity?

Step 1) Due diligence. We have compiled the information that investors need to perform a through due diligence. We have supplied verifiable information such as; video, pictures, market analysis, closed HUDS, Good Faith Estimates, floor plans, plat maps etc.

Step 2) WE ARE ONLY ALLOWING 5 OF THESE DEALS PER MONTH. NO EXCEPTIONS! We are expecting a large response to this project, but do not want to saturate the market with investors. We are only allowing 5 deals per month. If you are not one of the first five, then you will be put on a waiting list on the ORDER THAT YOU RESPONDED. We will require you to deposit $500 with the escrow company to hold your spot.Call 312-265-8417, talk to Skyler Moore about the current supply.

Step 3) You are one of the five properties and have been qualified by a local permanent financing bank for permanent financing take-out loan and by a local bank for an 80% loan to value construction loan*. At this time, you will enter into three contracts: (1) a purchase contract with the developer to purchase a lot; (2) a construction contract with the home builder to construct a house on your lot for a fixed price and (3) a Guaranty Fee and Repurchase Agreement with the home builder, pursuant to which you will pay a non-refundable $5,000 guarantee fee and a deed back to the developer into escrow at the title company. When you close your permanent loan, you will get back the difference between your guarantee fee and your permanent loan closing costs at the time of the closing of the permanent loan. Also pursuant to the Guaranty Fee and Repurchase Agreement, the home builder guarantees the repayment of your construction loan. If for some reason you are unable to refinance your construction loan with your permanent loan, pursuant to the Guaranty Fee and Repurchase Agreement the home builder must take repurchase your home from you and will keep your $5,000 guarantee fee for its costs and time. This is how we are able to put such a unique deal together. The developer is taking the same financial risk as the borrower. This is NOT a deal where the developer can walk away and leave the buyer on the hook with a half completed home.

Step 4) Your home will be completed within 3 to 4 months. The developer will make construction interest and payments on the construction loan during your home's construction. Nearing the time of completion, we will put you in touch with local property managers that we have interviewed. The goal is to get you a quality tenant without any down time. To read in more detail about the property management, please download the property management file.

Step 5) Congratulations! You have a great new single family home and will now convert your construction loan into permanent financing. You will have been working with the banker during this time to decide if you prefer a 30-year fixed loan, interest only or ARM.

*Permanent Loan requirements for an investor 80% loan to value are roughly as follows.

- 700 + FICO score

- Less than 10 properties

- Debt to Income ratio and other factors will be looked at individually by our banker.