First-Time Home Buyers — Get YOUR Real Estate Questions Answered Ramsey County & All of MN
Buying your first home is exciting! But it can be a little intimidating as well. How much money does it cost for a down payment? What is PITI? What is Earnest money? What would my monthly payment be? How long does it take to find a home and “close” on it? What is a “closing” anyway? Do I have to pay the realtor? Why do I need a realtor? What type of home should I purchase—condo? Townhouse? Single Family Home? Which types of properties appreciate more quickly?
If you have these or other real estate related questions, don’t hesitate to call or email us for a free one-on-one First-Time Home Buyer Workshop. Your one-hour workshop will be designed around you and your lifestyle. Together we’ll set up a unique property search straight from the MLS software that realtors use. We’ll search the areas, price range and amenities you are looking for. Best of all, you can receive fresh, updated property listings in your own email daily, weekly or bi-weekly—your choice. Just fill out our form below and one of our representatives will be in touch with you shortly. Or contact us directly:
RE/MAX Midtown Realty
651-324-9586
Move-up Buyers—And whom does this include?
- Perhaps your FAMILY is expanding and that 1500 square foot starter home is just not big enough
- Or, perhaps your INCOME is expanding and you can afford a more luxurious home with greater amenities
- Or, perhaps those condo/townhome days are over and you’d like a YARD for children or pets to play in
- Less house to clean, yard to maintain
- Split the equity from a larger home into two homes—a MN home and a winter getaway home in a delightfully warm place
- Move to one-level living—no stairs
- Use the equity from a larger home to invest in retirement, possibly retire earlier
Whether you are “moving-up” or “sizing-down”…
Your needs are unique! Chances are you have a home to sell as well as one to purchase. Don’t be fooled—particularly in today’s market it’s nearly always better to SELL FIRST. Double mortgage payments are no fun in anyone’s budget. In a market that is more or less a “Buyer’s Market,” other sellers don’t want to accept contingent offers and are likely coached by their agent not to do so. By selling first, you know how much equity you’re going to have out of your current home to put toward your next home. By selling first, your offer for your next home is much, much stronger. By selling first, your life is MUCH less stressful during this transition. So what’s next? Find out how much your home is worth and find an agent you feel comfortable with.
**Get a detailed analysis of what your home is worth based on other comparable homes that have sold in your neighborhood over the last 12 months, as well as comparable homes that are active on the market.
**Also, learn how to get the highest price for your home and how to make it sell the fastest. Find out what buyer’s are looking for and which projects will give you the greatest return.
If you would like a copy of the full article “Cost vs. Value” which is published yearly by Realtor® Magazine, leave me a voicemail with your name and address and I’d be glad to send it to you. This article will answer questions like: What value is added to your home for a major kitchen revamp? How much of the money invested in a family room addition do you actually recover when you sell your home? How about a major bathroom overhaul?
Check out a custom selection of homes in your price range, in your location.
**Serious lookers—those that are financially pre-approved and making a move soon. You may want to receive property updates daily.
**Casual lookers—those dreaming of a new home but still 6+ months away from making a move. You may choose to receive MLS updates weekly or monthly.
**Lake lookers—those watching for a property on your favorite lake? If you would like to receive NEW and CURRENT water front listings call or email me with your preferred method of communication as well as your pick of favorite lakes.
**Investors tired of burning the midnight oil on real estate search engines. Let your agent do the looking, don’t you have enough work to do already?
Get only the listings that are relevant to you...the day that property hits the market. Now that’s COOL.
We specialize in “Uniquely Refreshing Service.” We are straight-forward, non-smooth talkers who enjoy the opportunity to work with and provide great service to good people. Feel free to interview us in your search for a good agent. We are assertive and frank, but never aggressive. Call or email us today, you won’t be disappointed!
About Us
Ramona grew up on a farm in Central Wisconsin and came to college at Northwestern College, in Roseville. While at NWC she met and later married Mitch Erickson from Little Falls, MN. Ramona went on to graduate with a BS in Biology from the University of MN. Previous to getting involved in the real estate business, she taught Microsoft Office software at all levels and helped her husband in his businesses. Mitch and Ramona, who have enjoyed living in Ramsey County for twelve years, just celebrated their 12th anniversary and have two lovely dogs, Muffin and Bug.
Arden Hills, Roseville, St. Paul, Shoreview, Falcon Heights, New Brighton, Mounds View, Little Canada, Vadnais Heights, White Bear Lake, Lino Lakes, Centerville, Maplewood, North St. Paul, Gem Lake, North Oaks, Lilydale, Grant, Fridley, Spring Lake Park, Circle Pines, Blaine, Dellwood, Ramsey County
We also provide service in the greater Twin Cities metro area. To name a few--we have sold homes in Northfield, Burnsville, Oakdale, Minnetonka, Ramsey, St. Michael—the far reaches of the metro area. We are also licensed in Wisconsin.
First-Time Home Buyers, Move-up Buyers, Down-sizing Buyers, Retirement Townhome Communities, Investors, Condos, Townhomes, Second Homes, Land, Suburbs, Exurbs, Lake Homes, Luxury Homes
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