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Santa Barbara Mortgage Loans and Home Refinancing

Being one the most desired locations to live in all of Southern California, the entire country for that matter.  Santa Barbara County has had the luxury of sky rocketing housing prices over the last five years.  That being said, it has also made it next to impossible to purchase a home that a family can finance with a conventional home loan.  With recent aggressive breakthroughs by the nations leading banking institutions, it has become much easier for the “Regular Joe” to purchase a home with little to no money down.  And now with banks offering flexible monthly payments with “Pay-Option” loan programs, affording a house in this paradise has never been easier. 

Santa Rosa Lending
John Crawford & Alex Viecco
800-477-2010 Direct
866-885-3906 Fax
Email Us Directly

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These “100% financing” loans and “Pay-Option” loans are good for awhile, but often after a certain period of time, these loans can adjust.  And as of late these rates and more importantly, the payments, have been increasing.   What to do?  You want to put yourself and your family in a position where you can ride out a decline in the real estate market as well as having a comfortable monthly mortgage payment that you can count on.  At Santa Rosa Lending there is no such thing as a “cookie cutter loan”.  We look at your situation and work with you to help improve your overall financial outlook. 

Santa Rosa Lending was born with the customer in mind.  In an industry where many loan agents “talk the talk” but don’t “walk the walk”, we have set ourselves apart by providing a valuable service which allows us to earn your business not just for your first loan with us, but also for your mortgage financing needs in the future.  We have learned that sugar coating and making outlandish promises in the beginning to get your business does nothing positive for anyone, except cause a lot of heart ache and resentment, as well as losing your business, forever!  

Santa Rosa Lending
John Crawford & Alex Viecco
800-477-2010 Direct
866-885-3906 Fax
Email Us Directly

At Santa Rosa Lending, We Offer A Variety of Loan Options to Suit Your Specific Needs

• Santa BarbaraCash-out refinance
• Low cost mortgage loans
• No Money Down Loans
• Los Angeles County Debt Consolidation
• No Income No Asset Loans
• Santa Barbara Jumbo Mortgage Loans
• Hard Money Loans
• Santa Barbara, CA Home Financing
• Zero Down Loans
• Santa Barbara Less than perfect credit loans
• Bad credit loans
• California 100% financing
• Santa Barbara Home Equity line of credit
• Interest only loans
• Santa Barbara No cost refinance
• Pay-Option loans

We offer an honest, accurate, and fair assessment on what your particular loan options will be.  Whether it is financing for a real estate purchase, rate and term refinance, cash out refinance, equity loans, equity lines of credit, or equity based debt consolidation, Santa Rosa Lending pledges to make your experience with us as stress free as possible.  Even if you have challenged credit, bad credit, or had a bankruptcy or foreclosure, we can most likely put you in loan program that fits your needs.   If you are looking for low interest rates, low cost refinance programs, interest only loans, or if you are looking to purchase a new home. We have access to literally hundreds of lenders nationwide. 

You can be confident in knowing that we will find you the most cost-sensitive, along with the lowest rate, loan program available.   We specialize in solutions.  Go ahead, give us a call to find out for yourself.  Or, if you prefer, fill out our quick application with your pertinent information and we can have one of our professional mortgage consultants contact you shortly.  Thank you!

Yaerd has recently approved Santa Rosa Lending as the height of business integrity in the Santa Barbara, CA loan industry. With a large variety of mortgage loan options, including second mortgages, pay option loans, low cost loans, debt consolidation, mortgage refinance, 100% financing, and other lending plans, Santa Rosa Lending can you whatever you may need to purchase the Santa Barbara home you want.

Santa Barbara County Cities Where Santa Rosa Lending Offers Low Cost Home Loans

• Goleta
• Santa Barbara
• Montecito
• Isla Vista
• Los Olivos
• Carpinteria
• Solvang
• Casmalia
• Orcutt
• Summerland
• Buellton
• Lompoc
• New Cuyama
• Guadalupe
• Santa Ynez
• Santa Maria
• Los Alamos

 

 

 

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